Wealthon’s €115.5M Funding Boost Aims to Alleviate Europe’s €400B SME Financing Shortfall

Small and medium-sized enterprises (SMEs) across Europe continue to struggle with a persistent €400 billion funding gap, limiting their growth potential and ability to compete in the market. Addressing this issue, Polish fintech company Wealthon has successfully raised €115.5 million in its latest funding round, enabling the company to expand its financial services tailored for SMEs.

The funding round included equity investment from 3TS Capital Partners, a prominent European growth capital firm, and a debt financing facility from funds managed by affiliates of Fortress Investment Group, a global investment manager. The newly secured capital will be used to scale up financial services, making them more accessible to SMEs across various sectors.

Strategic growth, product development, and acquisitions on the agenda
With the backing of 3TS Capital Partners and angel investors, Wealthon plans to focus on several key areas. The company aims to enhance its digital financial ecosystem by developing new products that cater to SMEs’ specific needs, strengthening its sales network to reach more businesses, and exploring strategic acquisitions to secure a stronger foothold in the competitive market. Additionally, it is planning to expand internationally, particularly in markets that remain underserved in terms of SME financing.

Zbigniew Lapinski, Senior Partner at 3TS Capital Partners, emphasized the growth potential in the sector, saying, “The market is still in the early stages of adopting such integrated solutions, yet it is large, and all sub-segments are growing rapidly.” Meanwhile, Ola Eriksson, Managing Director at Fortress Investment Group, described Wealthon’s offerings as a promising investment opportunity, adding, “The loans the company originates provide a compelling investment opportunity for Fortress funds.”

Comprehensive fintech solutions for SMEs

Founded in 2019 by Aleksander Majchrzak and Aleksander Przetakiewicz, Wealthon was established to bridge the financial gap that many SMEs face when seeking loans and financial products. Traditional banking institutions often do not prioritize small businesses, leaving them underserved. Wealthon seeks to fill this gap through an integrated digital financial ecosystem, which includes several key products designed specifically for SMEs:

• POSCASH: Financing tied to payment terminal transactions, with automatic daily sales deductions for repayments.
• WALLET: A mobile financial management tool that allows for cashless transactions.
• LIMIT: An instant credit line accessible via mobile app.
• POS System: A sales and payment solution integrating a cash register, payment terminal, order management, and inventory tracking, particularly beneficial for businesses in hospitality, retail, and catering sectors.

A step forward in closing Europe’s SME funding gap

The €115.5 million investment positions Wealthon to make significant progress in addressing the region’s SME financing challenges. With support from major investors and a clear expansion strategy, the company is set to transform financial services for small businesses, giving them better access to the resources they need to grow in today’s digital economy.

Aleksander Majchrzak, CEO of Wealthon, highlighted the company’s broader vision, stating, “We are well on our way to becoming the leading provider of digital financial services for entrepreneurs. Our goal is not just to provide capital but to integrate a comprehensive multi-product platform that combines interrelated services.”

Co-founder and Chairman of the Supervisory Board, Aleksander Przetakiewicz, added, “This funding will strengthen our market position and significantly expand Wealthon’s reach. Our mission is to provide long-term support to SMEs, helping them grow their businesses with innovative financial solutions.”